Finding What Works For You
One of the most devastating things that one can experience is needing medical assistance and not being able to get it.
This is where Medicare comes in. There are changes afoot, and one must be aware so as not to get confused or misunderstand the benefits it can provide and how it affects everyone in the country.
Did you know that you can switch or change plans between the Original Medicare and the Medicare Advantage? But you can only do this in specific times of the year. So if you are planning to switch, there is an open enrollment period which happens every year from October 15 until December 7. If you get to process your switch here, your new coverage will begin on January first, next year. During this period of open enrollment, you can either change your health care coverage or, add, remove, or change your Medicare drug coverage. You can make all the changes you need during this time, but just to avoid any problems or other issues that may arise with your enrollment, make as few changes as possible.
Another thing to consider when it comes to Medicare is if you take medicine. Whether you take them daily, or just from time to time, you must find the Medicare Part D prescription drug coverage that will fit your needs and your budget. And if you need to, you can combine this with other insurance plans created specifically for Medicare Part D. Know the rules when you avail of the Medicare Plan D, which also include vaccines, and drugs you can avail of in hospital outpatient settings, and how much you can get.
And like with any coverage plan you can avail, make sure it is within your budget, so that you can make the most out of it.